Addiko Group is a specialist banking group focusing on providing banking products and services to Consumer and Small and Medium-Sized Enterprises (SME) in Central and South-Eastern Europe (CSEE). The Group consists of Addiko Bank AG, the fully-licensed Austrian parent bank registered in Vienna, Austria, listed on the Vienna Stock Exchange and supervised by the Austrian Financial Market Authority and by the European Central Bank, as well as six subsidiary banks, registered, licensed and operating in five CSEE countries: Croatia, Slovenia, Bosnia & Herzegovina (where it operates via two banks), Serbia and Montenegro.
Addiko Bank AD Podgorica is a member of Addiko Group, with strong position as a specialist Consumer and SME banking institution with a focus on growing its Consumer and SME lending activities as well as payment services. It offers unsecured personal loan products for Consumers and working capital loans for its SME customers and is largely funded by retail deposits. Banking products and services have been standardised, especially in the Consumer and the SME segment, to improve efficiency, provide superior customer experience and maintain asset quality via prudent risk approach.
The retail network operates through branches/sub-branches on twelve locations – Podgorica (3), Nikšić, Bijelo Polje, Pljevlja, Bar, Budva, Kotor, Radanovići, Herceg Novi and Sutorina.
